Best contract phones with no upfront cost in December

No upfront cost phone icon

Contract deals on mobile phones are great. They mean you can get a top smartphone for a far, far more affordable price by paying it off over two years - and on some deals, you don't even have to pay anything upfront.

This weeks best no upfront cost phone deals

Handset Name Data Amount Monthly Costs
iPhone XR 64GB Black 60GB data £49.00
Galaxy S9 (64GB Titanium Grey) 30GB data £31.00
P20 Pro 128GB Midnight Blue 5GB data £31.00
P20 Pro 128GB Midnight Blue 10GB data £30.00
P20 Pro 128GB Midnight Blue 1GB data £30.00
P20 Pro 128GB Midnight Blue 30GB data £33.00
  • iPhone XR 64GB Black
    iPhone XR
    • 60GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £49.00 per month
    24 month contract From MobilePhonesDirect.co.uk
  • Galaxy S9 (64GB Titanium Grey)
    Galaxy S9
    • 30GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • £179.99 device cost
    • Free BT Sport and Apple Music
    • £31.00 per month
    24 month contract From Metrofone
  • P20 Pro 128GB Midnight Blue
    P20 Pro
    • 5GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £31.00 per month
    24 month contract From MobilePhonesDirect.co.uk
  • P20 Pro 128GB Midnight Blue
    P20 Pro
    • 10GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £30.00 per month
    24 month contract From MobilePhonesDirect.co.uk
  • P20 Pro 128GB Midnight Blue
    P20 Pro
    • 1GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £30.00 per month
    24 month contract From MobilePhonesDirect.co.uk
  • P20 Pro 128GB Midnight Blue
    P20 Pro
    • 30GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £33.00 per month
    24 month contract From MobilePhonesDirect.co.uk

Need a bit more help choosing a deal? We've got you covered.

For the table above, our experts have handpicked the best phone deals with no upfront cost on offer this week.

We've chosen to bring these deals to your attention because we think they represent great value.

That might be because they come with generous monthly allowances on a network that stands for its high quality coverage and fast speeds.

Or because the deals offer great freebies, such as a free voucher or a free subscription to a video streaming service.

Either way, you can rest assured you're getting a standout deal.

Cheap contract phones with no upfront cost

Handset Name Data Amount Monthly Costs
iPhone 7 32GB Black 15GB data £30.00
iPhone 7 32GB Jet Black 500MB data £17.00
iPhone 7 32GB Rose Gold 500MB data £17.00
iPhone 7 32GB Rose Gold 500MB data £20.00
iPhone 7 32GB Jet Black 1GB data £19.00
iPhone 7 32GB Rose Gold 1GB data £19.00
  • iPhone 7 32GB Black
    iPhone 7
    • 15GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £30.00 per month
    24 month contract From Affordable Mobiles
  • iPhone 7 32GB Jet Black
    iPhone 7
    • 500MB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £17.00 per month
    24 month contract From Affordable Mobiles
  • iPhone 7 32GB Rose Gold
    iPhone 7
    • 500MB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £17.00 per month
    24 month contract From Affordable Mobiles
  • iPhone 7 32GB Rose Gold
    iPhone 7
    • 500MB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £20.00 per month
    24 month contract From Affordable Mobiles
  • iPhone 7 32GB Jet Black
    iPhone 7
    • 1GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £19.00 per month
    24 month contract From Affordable Mobiles
  • iPhone 7 32GB Rose Gold
    iPhone 7
    • 1GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £19.00 per month
    24 month contract From Affordable Mobiles

Mobile contracts on the latest iPhone or Samsung models with no upfront cost will push up your monthly costs - as you’re essentially spreading the cost of the phone over the course of your contract.

But... there are cheaper contracts available on a variety of phones. Check out the no upfront cost contracts on handsets such as:

No upfront cost iPhone contracts

iPhones don’t come cheap - this we know. Going for a slightly older iPhone model can often save you money, as each time Apple launch a new phone, the older models come down in price.

So, you may be surprised at the reasonably-priced mobile contracts available on models such as iPhone 7, iPhone 8 and iPhone X.

Spread over 24 months, there’s no upfront cost to pay and you’ll have a nice, new iPhone in your hand without forking out a large lump sum at the start of your mobile contract.

Contract phones for bad credit check and no upfront fees

Unfortunately, most networks perform credit checks on anyone signing up for a mobile contract that includes a handset.

However, if you are concerned about your credit history, you’ll have more luck with a contract on a cheaper phone.

A good rule of thumb: the more expensive the phone is, the harder it will be to pass a credit check.

If you do find a cheaper phone you like, use our comparison table to find the best available deals - and see which deals come without an upfront cost.

If you do have bad credit, don’t panic. Believe it or not, there are a lot of deals available for those with bad credit. Hit the button below to find out everything you need to know.

It’s worth noting, you may have more luck with deals from resellers, rather than direct from a network.

If you try and fail to sign up to a contract because of your credit history, however, the best thing to do is save up and buy a phone outright - and get a SIM deal to go with it.

What's good about no upfront cost?

  • You can get a phone straight away without breaking the bank
  • They make the cost of expensive phone more affordable
  • There's lots of choice
  • Special offers and deals are often available

What's bad about no upfront cost?

  • Monthly bills are higher
  • They can cost more in the long run - it's better value to buy a phone outright and go SIM-only
  • Long contracts - they usually last two years
  • Plans aren't very flexible
Frequently asked questions

What is a no upfront cost phone deal?

What it means is that you sign up to a contract that has no charge today. The phone itself is given to you 'free' - that is, you get it without paying anything upfront right now.

Instead, the cost of the phone is spread out over the course of your contract. It's incorporated into your bill along with your monthly tariff on a SIM.

Sometimes, the bill is even split up in two, so you can see how much you've paid towards the handset and pay it off whenever you like. O2 Refresh, Sky Mobile Swap, and giffgaff contracts work a little like this.