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Compare mobile phone contracts 2020

Compare mobile phone contracts 2020

Phone Contract deals

In the market for a new mobile phone? Need generous monthly allowances of data and calls every month too? Look no further. We've scoured the market to bring our pick of the very best.

Compare deals

Looking for top-of-the-range iPhones and Samsung Galaxy or Huawei smartphones, with plenty of data so you can really make the most of it?

Or maybe you're looking for more affordable OnePlus, Motorola or Sony phones?

Whatever you're in the market for, we're confident we can help you track down a really, really great deal.

Read and we'll pick out what we consider the best on offer right now. And we'll share some useful tips for buyers too.

Best iPhone contracts this week

  • iPhone XR 64GB White
    iPhone XR
    • 75GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £41.00 per month
    24 month contract From Fonehouse
  • iPhone X 64GB Space Grey
    iPhone X
    • 10GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £34.00 per month
    24 month contract From
  • iPhone 7 32GB Rose Gold
    iPhone 7
    • 15GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Priority ticket booking for O2 venues
    • £30.00 per month
    24 month contract From

From the newest iPhones to more keenly priced older models, such as the iPhone SE and iPhone 8, take a look at the table above for our handpicked selection of some of the best iPhone contracts on offer right now.

iPhone 7 plus deals
iPhone 8 Plus deals
iPhone 11 deals

Compare the best iPhone deals

Best Samsung Galaxy phone contracts this week

  • Galaxy A40 64GB Blue
    Galaxy A40
    • 500MB of 4G data
    • 5000 minutes
    • 5000 texts
    • £120.00 device cost
    • £10.99 per month
    24 month contract From Tesco Mobile

Samsung Galaxy Note or Galaxy S phones are cutting-edge phones with features to match.

If you're on a budget, choose a Galaxy A range phone. They offer a lot that's great about Samsung phones, but for a much more affordable price.

Compare Samsung Galaxy contracts

How to compare pay-monthly mobile contract deals

Use our comparison tool to find the perfect mobile contract for you. It couldn't be easier.

  • Galaxy S10 (128GB Prism Black)
    Galaxy S10
    • 45GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Free BT Sport and Apple Music
    • £36.00 per month
    24 month contract From Fonehouse
  • Galaxy S20 5G (128GB Cloud Blue)
    Galaxy S20 5G
    • 10GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • £99.99 device cost
    • Free Data Rollover
    • £43.99 per month
    24 month contract From iD Mobile
  • iPhone 11 (64GB Black)
    iPhone 11
    • 100GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • £46.00 per month
    24 month contract From Affordable Mobiles
  • Galaxy S20 (128GB Cosmic Grey)
    Galaxy S20
    • 10GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • Swap24 - Upgrade after 24 months
    • £44.00 per month
    36 month contract From Sky Mobile
  • Galaxy S10 (128GB Prism Black)
    Galaxy S10
    • 100GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • £19.99 device cost
    • £33.00 per month
    24 month contract From Fonehouse
  • Galaxy S10 (128GB Prism Black)
    Galaxy S10
    • 45GB of 4G data
    • Unlimited minutes
    • Unlimited texts
    • £36.00 per month
    24 month contract From

You'll find filters at the side of the page to make sure you only see deals that fit what you're looking for.

You can pick a phone or a few phones to compare, pick an allowance or a budget, and even choose a colour and internal storage option for your new mobile.

Then, sort the grid by cost to see the cheapest deals at the top. Or sort them by allowance or our top picks, if you prefer.

How to choose a mobile contract

There are a lot of things to think about when you're choosing a deal, so here's a bit of guidance.


This is the important bit: the phone you get, that you'll probably have for the next two years. Need help choosing? See the section below for some pointers.


There are plenty of tariffs available, so choose one that best suits your use. Remember that if you're upgrading your smartphone and choosing a tariff to last two years, you may need a higher monthly allowance that you're used to.

  • Light use - A small allowance will suit anyone who only makes a few calls in a month, and connects their phone to Wi-Fi most of the time. Look for one with up to 1GB data.
  • Medium use - 1GB-5GB is plenty of data for most smartphone users, and is usually paired with couple of thousand minutes and texts. Deals with unlimited calls and texts are common too, if you want to stay on the safe side.
  • Heavy use - We'd recommend you sign up 10GB data or more, especially if you regularly use your phone for work or stream a lot of video and audio. It's often teamed with unlimited calls or texts as well.
  • Unlimited - Can't leave your phone alone? Go for an unlimited data deal so you're never caught short.


Lots of networks offer contract deals on plenty of different allowances, each with their own benefits.

Some have low prices or special discounts, including deals for existing customers; others include free use of certain apps; and some just guarantee excellent coverage and speeds.

Networks with mobile contract deals include:

Make sure you check coverage in your area before committing to a network.


Prices vary wildly on contracts, from a fiver a month to £60 and beyond.

You can choose a deal:

  • Costs more upfront, giving you lower bills the rest of the year
  • Go for a 'free' device with slightly higher bills
  • Search within your budget and see what deals and phones are available

Contract length

Most phone contracts last two years, but they can also last 12, 18, or 36 months.

If you want flexibility over when your contract ends, choose one with easy upgrades - like O2 Refresh, Sky Mobile Swap, or giffgaff's peer-to-peer handset loans.

How to choose the right mobile phone

There's tons of choice over which mobile phone you can get. You're bound to find something that suits you.

Some phones are the best of the best, featuring impressive hardware and the most up-to-date mobile tech on board. For that, take a look at the latest iPhones, the Samsung Galaxy range, Huawei phones, and any manufacturer's top flagships.

That's not all you can get, though. When picking a handset, have a think about…

  • Price - More advanced and newer phones cost more, but it can be worth it if you want the best.
  • Design - Some phones are big 'phablets', while others are more palm-sized; some have the latest stylish looks, and some come in cool colours like rose gold, bright blue, or glossy black. There's something for every taste.
  • Camera - Smartphone cameras are generally excellent quality these days, but you'll find the very best snappers on top flagships. Have a look at iPhones, Samsung Galaxies, and LG models in particular for pro-level cameras.
  • Platform - iOS or Android? Or Windows Phone, or Blackberry? iOS is famously slick to use, but with Android you get more choice - though it can look and feel quite different depending on the phone.
  • Internal storage - Check you'll have enough space in phone's storage for your apps, files, and pics. Many even have an SD card slot too so you can expand it.

What's the cheapest mobile contract deal?

The best contract is one that has all the things you want in it for the lowest price - hence why comparing all your options is so important.

If you prefer a cheap mobile contract, however, there are a few ways you can keep costs down.

  • Older models - Phones that are a generation or two old - such as the iPhone 6s, for instance - still work great, only now they're cheaper.
  • Resellers - These companies buy phones and deals in bulk, and pass the savings onto you. You get the same phone, and the same great service from a network, only with a lower price attached.
  • Refurbished handsets - These are handset that were previously owned or returned, and given a revamp so they're good as new.
  • Networks - Smaller networks usually charge less, since their operating costs are lower. Try one like giffgaff or iD Mobile.
  • Special offers - Look out for limited time offers, including Black Friday or January sales at the right time of year, as well as deals for your current network's existing customers.

Worried about your credit?

These days, most network providers will carry out credit checks. Problem is, if your credit score isn’t great, the whole thing can be a bit stressful. But don’t panic – there are deals out there.

Go SIM-only

If you're happy with your current phone and would like to hang on to it, we have some excellent SIM-only deals to check out.